LET US SHOULDER YOUR LEGAL BURDEN GET STARTED TODAY
Stressed man sitting at hospital bed

Emotional Trauma After an Accident: When Can You Claim PTSD or Anxiety?

Law Office of Steven R. Smith Jan. 9, 2026

The emotional and psychological fallout following an accident can leave scars that are just as debilitating as physical injuries. Among the most common emotional traumas that accident victims endure are post-traumatic stress disorder (PTSD) and anxiety. These conditions can significantly disrupt your daily life, relationships, and overall well-being if left untreated. 

But when does emotional trauma give rise to legal compensation, and what steps should you take to protect your rights? At the Law Office of Steven R. Smith, located in Garden City, New York, we understand that personal injuries extend beyond physical wounds. We're committed to helping you understand your options and pursue the compensation you need. 

Understanding PTSD and Anxiety After an Accident

Post-traumatic stress disorder (PTSD) is a recognized mental health disorder that occurs in response to a traumatic event. Accidents, such as car crashes, workplace incidents, or slip-and-fall injuries, can act as triggers for this debilitating condition. Some common symptoms of PTSD include flashbacks, nightmares, heightened anxiety, difficulty sleeping, and emotional numbness.  

Anxiety, although often intertwined with PTSD, can also be a standalone injury as a result of extreme stress. It can frequently leave you to struggle with panic attacks or an overwhelming sense of fear in your day-to-day life. 

If you’ve been in an accident and are experiencing psychological symptoms, it’s vital to seek medical and professional help right away. Properly diagnosing these conditions and linking them to the traumatic event is a critical step in building a strong legal case for compensation. 

When Can You Seek Compensation for Emotional Trauma?

Under New York law, you can seek compensation for emotional trauma such as PTSD or anxiety if it arises as a direct result of another party’s negligence or reckless behavior.  

Emotional distress damages are typically included under the umbrella of “non-economic damages” in a personal injury claim. While economic damages reimburse tangible financial losses, such as medical bills and lost wages, non-economic damages aim to compensate for intangible harm, such as pain, suffering, and mental anguish. 

However, proving emotional trauma after an accident requires thorough and detailed evidence. Insurance companies and defense attorneys will typically push back against emotional distress claims because they are less tangible and more subjective than physical injuries. Therefore, it's important to consult an experienced personal injury attorney who can help you understand your rights and advocate for your best interests. 

How to Prove PTSD and Anxiety in a Personal Injury Claim

To successfully pursue compensation for PTSD or anxiety following an accident, you will need to provide substantial evidence that connects the emotional trauma you experienced to the accident. The types of evidence that can often support your claim include the following.

  • Professional diagnosis and treatment records: If you've experienced emotional trauma after an accident, it's important to see a licensed psychiatrist, psychologist, or counselor. These professionals can assess your symptoms, provide a proper diagnosis, and document how your mental health has been impacted. Their records and testimony often serve as powerful evidence in legal proceedings. 

  • Consistency in medical treatment: Stick to all recommended treatment plans, including attending therapy sessions and taking prescribed medications. Any interruptions in your treatment could weaken your claim and provide the opposing parties with reasons to challenge the seriousness of your emotional distress. 

  • Testimony from friends and family: Those closest to you can attest to any behavioral changes or emotional struggles that the trauma has caused in your daily life. Their testimony can further solidify your claim by demonstrating the profound and ongoing effects of your condition. 

  • Expert witnesses: In some cases, your attorney may call upon mental health experts to explain how PTSD or anxiety has affected your ability to work, socialize, or maintain a normal lifestyle. Expert testimony can often provide additional weight to your claim when negotiating with insurance companies or presenting your case in court. 

  • Personal journaling and records: Maintaining a journal of your emotional struggles can be a valuable tool in supporting your claim. Documenting your daily challenges, emotional triggers, and how the accident has impacted your life helps create a clear and compelling picture of the trauma you’ve endured. 

If you believe your accident has caused PTSD, anxiety, or another mental health challenge, it is critical to act swiftly. New York has a strict three-year statute of limitations, meaning you must file a claim within three years from the date of the accident. Failure to file during this period may result in your inability to pursue compensation. 

Potential Compensation for Emotional Trauma

If your claim for PTSD or anxiety is successful, you may be eligible to receive compensation that addresses a wide array of hardships. Some common types of damages you may be able to recover include the following: 

  • Medical expenses for therapy, counseling, or psychiatric care. 

  • Lost wages or diminished earning capacity for any time missed from work, or the inability to return to the same job after the accident. 

  • Pain, suffering, and loss of enjoyment of life due to emotional trauma. 

Every emotional trauma case is unique, and the specific amount of compensation you may be eligible to receive will vary depending on the severity of your trauma and the impact it has on your life. For further legal guidance, contact an experienced attorney today.  

Contact an Experienced New York Personal Injury Attorney Today

Pursuing compensation for emotional trauma can be an uphill battle. Insurance companies often attempt to trivialize emotional distress claims or minimize payouts. Navigating these challenges on your own can be overwhelming, particularly when you are already coping with the emotional aftermath of your accident. That's where an attorney can help. 

At the Law Office of Steven R. Smith, we take a compassionate approach to legal advocacy, recognizing that emotional trauma is a deeply personal and challenging experience. If you are dealing with PTSD, anxiety, or any other emotional fallout following an accident, our firm is here to advocate for your rights and guide you through every step of the legal process. 

From our office in Garden City, New York, we are proud to serve clients across New York, including Long Island, Hempstead, Westbury, Queens, Hicksville, and Mineola. Contact us today to schedule a consultation.